R wants to deposit ₹80,000 in the bank for a year. In his account, the bank gives 12% simple annual interest but charges ₹3,000 as a processing fee for the account. What would be his percentage earnings in the account?

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SSC CGL 2023 Tier-I Official Paper (Held On: 21 Jul 2023 Shift 4)
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  1. 8.75%
  2. 9%
  3. 8.5%
  4. 8.25%

Answer (Detailed Solution Below)

Option 4 : 8.25%
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Detailed Solution

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Given:

R wants to deposit ₹80,000 in the bank for a year. In his account, the bank gives 12% simple annual interest but charges ₹3,000 as a processing fee for the account.

Formula used:

Simple interest = P × R × T / 100 [ P = principal, R = rate of interest, T = time]

Calculation:

Simple interest is  80000 × 12 × 1/100 = Rs 9600

After charging the processing fee the profit amount

9600 - 3000 = 6600

As per the question, 

 The percentage of earning in this account is (6600 / 80000) × 100 = 8.25%

∴ The correct option is 4

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