Social Security MCQ Quiz in मल्याळम - Objective Question with Answer for Social Security - സൗജന്യ PDF ഡൗൺലോഡ് ചെയ്യുക

The correct option is Ministry of Micro, Small and Medium Enterprises.Key Points

• The Pradhan Mantri Rozgar Srijan Yojana (PMEGP) scheme was initiated by the Ministry of Micro, Small and Medium Enterprises (MSME).
• The PMEGP is a credit-linked subsidy scheme launched by the Indian government in 2008 to provide financial assistance to entrepreneurs setting up micro-enterprises in the manufacturing and service sectors.

Additional Information

• The Ministry of Micro, Small and Medium Enterprises (MSME) is a branch of the Government of India that is responsible for the promotion and development of micro, small and medium enterprises in the country.
• The MSME ministry was established in 2007 and is headed by a Cabinet Minister.
• The ministry provides various schemes and programs to promote entrepreneurship and support the growth of small businesses in India.
• Some of the other schemes initiated by the MSME ministry include the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), National Manufacturing Competitiveness Programme (NMCP), and the Entrepreneurship Development Programme (EDP).

The correct answer is 2011.

Key Points

• The National Rural Livelihood Mission (NRLM) was launched by the Ministry of Rural Development, Government of India, in 2011.
• NRLM aims to reduce poverty in rural areas by promoting self-employment and skill-based livelihoods.
• It was restructured from the Swarnjayanti Gram Swarozgar Yojana (SGSY) to create a more comprehensive poverty alleviation program.
• The scheme is implemented across the country in a phased manner, focusing on organizing rural poor into self-help groups (SHGs).
• NRLM is supported by the World Bank and focuses on women’s empowerment, financial inclusion, and sustainable livelihoods.

Additional Information

• Swarnjayanti Gram Swarozgar Yojana (SGSY):
  • SGSY was launched in 1999 and aimed to provide self-employment to rural poor through the formation of self-help groups.
  • NRLM replaced SGSY in 2011 to address the shortcomings and expand the scope of poverty alleviation efforts.
• Self-Help Groups (SHGs):
  • SHGs are small groups of 10-20 people from similar socio-economic backgrounds, primarily women, who work collectively to improve their livelihoods.
  • NRLM provides SHGs with capacity-building, training, and access to financial resources.
• Financial Inclusion under NRLM:
  • NRLM promotes financial literacy and facilitates access to institutional credit for the rural poor.
  • It works closely with banks to ensure affordable loans and services for SHGs.
• World Bank Support:
  • The World Bank has provided financial and technical assistance to NRLM to enhance its implementation and coverage.
  • It focuses on strengthening rural institutions and improving livelihood opportunities.

The correct answer is Kerala.

Key Points

• Kudumbashree is a women-centric poverty eradication and empowerment program launched by the Government of Kerala in 1998.
• The initiative operates through a three-tier structure of Community Development Societies (CDS), Area Development Societies (ADS), and Neighbourhood Groups (NHG).
• Kudumbashree focuses on microfinance, entrepreneurship, and women empowerment, enabling women to engage in economic activities.
• It is regarded as the largest women's empowerment project in India and has been instrumental in transforming the socio-economic status of women in Kerala.
• Kudumbashree's success has inspired similar initiatives across various states in India.

Additional Information

• Neighbourhood Groups (NHGs):
  • NHGs are the smallest units of the Kudumbashree initiative, consisting of 10-20 women from economically weaker sections.
  • These groups provide a platform for women to collaborate and access microfinance services.
• Microfinance in Kudumbashree:
  • Kudumbashree provides microfinance services to women, enabling them to start small-scale businesses and improve their financial stability.
  • It also supports self-help groups in availing loans and financial literacy programs.
• Entrepreneurship Development:
  • Kudumbashree promotes entrepreneurship among women through skill development, market linkages, and financial support.
  • Initiatives include agriculture, handicrafts, food production, and other small-scale industries.
• Impact of Kudumbashree:
  • Kudumbashree has empowered over 4.3 million women in Kerala, contributing significantly to poverty alleviation and gender equality.
  • It has also enhanced community participation and improved the overall socio-economic conditions in the state.

The correct answer is life insurance scheme.

Key Points 

• Facts about PMJJBY:
  • Launched: May 9, 2015 in Kolkata by Prime Minister Narendra Modi.
  • Ministry/Department:  Ministry of Finance
  • Provides: Life Insurance
  • Eligibility:
    • 18-50 Years of age.
    • People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.
  • Premium: 
    • Rs.330 per annum(Earlier). It has been revised to Rs. 436 per annum w.e.f 01.06.2022.
    • It will be auto-debited in one instalment.
    • The cover shall be for one-year period stretching from 1st June to 31st May.
  • Lien period: 30 days from the date of enrolment.
  • Risk Coverage: Rs.2 Lakh in case of death for any reason.
  • Implemented By: The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose.

Additional Information