Government Policies and Schemes MCQ Quiz - Objective Question with Answer for Government Policies and Schemes - Download Free PDF

The correct statements are 1 and 2 only.

• Statement 1 is correct because the C CARES 2.0 portal was indeed launched on June 3, 2025, by Union Minister of Coal and Mines, Shri G. Kishan Reddy. It has been developed by the Centre for Development of Advanced Computing (C-DAC).
• Statement 2 is correct as the portal integrates coal workers, coal management, and the Coal Mines Provident Fund Organization (CMPFO) on a single digital platform, streamlining the processes for Provident Fund and pension management.
• Statement 3 is incorrect because the portal is designed to include a dedicated mobile app and administrative dashboards for enhanced accessibility and efficient management, not to eliminate them.

In News

• The C CARES 2.0 portal was launched on June 3, 2025, to streamline and improve the management of Provident Fund and pension benefits for coal workers in India.

Key Points

• Unified Platform: The portal brings together workers, coal management, and CMPFO on a single interface, ensuring efficient and transparent management of PF and pension benefits.
• Transparency and Efficiency: By digitizing key processes and offering real-time claim tracking, the portal enhances transparency, accountability, and reduces delays in benefit disbursement.
• Mobile App Features: The portal includes a dedicated mobile app that allows workers to view their profiles, track claims, raise grievances, and access information, improving convenience.

Additional Information

• Administrative Dashboards: Both coal companies and CMPFO have access to administrative dashboards for customized reports, analysis, and predictive insights, further improving service delivery.
• Direct Benefit Transfers: The portal ensures faster and more efficient transfers of PF and pension funds into workers' accounts, reducing the settlement time.
• Portal Rollout: Initially rolled out in five regional offices, the portal is set to expand nationwide from July 1, 2025, making it accessible to a wider audience of coal sector workers.
• Long-Term Benefits: C CARES 2.0 is a step towards enhancing welfare services for more than 9 lakh coal sector workers, improving social security and worker empowerment.

The correct answer is To facilitate investment in the AYUSH sector by providing a unified platform for investors.

• Statement 4 is correct as the 'Ayush Nivesh Saarthi' portal is designed to attract both domestic and global investors by offering a comprehensive interface with policy frameworks, incentive structures, and real-time facilitation tools. It aims to position India as a global hub for traditional medicine and wellness.
• Statement 1 is incorrect because the portal focuses on investment facilitation, not digital literacy.
• Statement 2 is incorrect as the portal does not offer online courses but serves as an investor facilitation platform.
• Statement 3 is incorrect because the portal's primary function is investment facilitation, not product regulation.

In News

• The Government of India launched the 'Ayush Nivesh Saarthi' portal on May 29, 2025, to attract global investment in the AYUSH sector.

Key Points

• Developed by: Ministry of AYUSH in collaboration with Invest India.
• Features: Provides policy frameworks, incentive structures, investment-ready projects, and real-time facilitation.
• Target Audience: Domestic and global investors interested in the AYUSH sector.
• FDI Policy: 100% Foreign Direct Investment permitted under the automatic route in the AYUSH sector.

Additional Information

• Ayush Sector Growth: The AYUSH sector has been growing at an annual rate of 17% between 2014 and 2020.
• Medical Value Travel: The sector contributes significantly to India's USD 13 billion Medical Value Travel market.
• Global Leadership: The portal aims to position India as a global leader in traditional medicine and wellness.

Important Points

• Investor Facilitation: The portal serves as a one-stop interface for investors to explore opportunities in the AYUSH sector.
• Policy Integration: It integrates various policy frameworks and incentive structures to ease the investment process.
• Real-Time Support: Offers real-time facilitation and support to investors, enhancing transparency and efficiency.

The Correct Answer is 10 hectares.

In News

• Centre notifies SEZ reforms to boost semiconductor and electronics manufacturing.

Key Points

• The central government notified key amendments to the Special Economic Zones (SEZ) Rules, 2006, to ease the establishment of semiconductor and electronics component manufacturing units.

• The minimum land needed for SEZs in this sector was cut from 50 hectares to 10 hectares.

• Rule 7 was changed to allow mortgaged or leased land owned by government to be used for SEZs.

• Rule 53 now includes free-of-cost goods in the calculation of Net Foreign Exchange (NFE).

• Rule 18 lets SEZ units sell products in India (Domestic Tariff Area) after paying duties.

• Micron Semiconductor got approval for a ₹13,000 crore SEZ in Sanand, Gujarat (37.64 hectares).

• Aequs Group got approval for a ₹100 crore SEZ in Dharwad, Karnataka (11.55 hectares).

The correct answer is Option 2.

In News

• KVIC under the Ministry of MSME disbursed ₹300 crore in margin money subsidy to 8,794 beneficiaries under PMEGP to promote self-employment and micro-enterprise development.

Key Points

• Statement I is incorrect: PMEGP is a central sector scheme (not centrally sponsored) fully administered by the Ministry of MSME. Hence, Statement I is incorrect.
• Statement II is correct: Individuals above 18 years are eligible. For projects above ₹10 lakh in manufacturing or ₹5 lakh in service, an VIII standard pass is required. For lower amounts, no educational qualification is needed. Hence, Statement II is correct.
• Statement III is correct: The KVIC is the national-level nodal agency for implementing PMEGP. Hence, Statement III is correct.

Additional Information

• Margin money subsidy ranges from 15% to 35% depending on category and area.
• Special category beneficiaries (SC/ST/Women/NER/Ex-servicemen, etc.) get higher subsidies.
• Existing units already availing government subsidy under any other scheme are not eligible.
• KVIC was established under the KVIC Act, 1956 and is a statutory body under the MSME Ministry.

The correct answer is All Statements 1, 2 and 3.

• Statement 1: PMJJBY provides life insurance cover of ₹2 lakh for an annual premium of ₹436, with more than 23.6 crore enrolments.
• Statement 2: PMSBY covers accidental death and disability, charging ₹12 annually, offering ₹2 lakh coverage for death or full disability.
• Statement 3: APY offers guaranteed monthly pensions from ₹1,000 to ₹5,000 post 60 years of age, with over 7.6 crore enrolled members.

In News

• India commemorated the 10th anniversary of the Jan Suraksha social security schemes aimed at protecting the vulnerable unorganised workforce.

Key Points

• ​The Three Jan Suraksha Schemes:
  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY):
    • Launch: May 9, 2015
    • Objective: Life insurance cover for death from any cause
    • Premium: ₹436 per year
    • Coverage: ₹2 lakh per member
    • Eligibility: Ages 18–50 with a savings account
    • Enrolments: Over 23.6 crore
    • Claims Settled: ₹18,398 crore to over 9 lakh families
  • Pradhan Mantri Suraksha Bima Yojana (PMSBY):
    • Launch: May 9, 2015
    • Objective: Accidental death and disability insurance
    • Premium: ₹12 per year
    • Coverage: ₹2 lakh for death or full disability, ₹1 lakh for partial disability
    • Eligibility: Ages 18–70 with a savings account
    • Enrolments: Over 51 crore
    • Claims Settled: ₹3,121 crore to over 1.57 lakh families
  • Atal Pension Yojana (APY):
    • Launch: May 9, 2015
    • Objective: Pension for unorganised sector workers
    • Eligibility: Ages 18–40
    • Coverage: Guaranteed pension of ₹1,000–₹5,000 per month after age 60
    • Enrolments: Over 7.6 crore

Additional Information

• Impact Over 10 Years:
  • Total Beneficiaries: Over 82 crore enrolments across all three schemes as of April 2025.
  • Financial Inclusion: The schemes have significantly expanded financial protection for the poor, women, rural populations, and PMJDY account holders.
  • Disbursements: Combined payouts of over ₹21,500 crore have provided timely financial relief to millions of families.
  • Digitization: The introduction of the Jan Suraksha Portal has streamlined online enrolment and digital claims processing, making access easier and faster for beneficiaries.
  • Social Security Net: The schemes have been vital in building a robust and inclusive social welfare system for India’s vulnerable and unorganised workforce.

The correct answer is Gujarat.

Important Points

National Rail and Transportation Institute (NRTI) has been established in Vadodara, Gujarat.

• NRTI has been established as a deemed to be university under the de-novo category in 2018.
• National Rail and Transportation Institute (NRTI) is India's first and only transportation university.
• The Motto of the Institution is Gyaanasya Abhyaasam Kuru. 

The correct answer is Telangana.

Key Points

• Telangana has developed the country’s first Smartphone-based eVoting solution.
• The solution leverages emerging technologies such as Artificial Intelligence and Blockchain (Distributed Ledger) technology.
• The initiative has been driven by the Telangana State Election Commission with the implementation support of the state government and the Centre for Development of Advanced Computing (CDAC).

Important Points

• The initiative plans to enable an ‘e-Voting’ facility for senior citizens, citizens employed in notified essential services, sick people, polling personnel and IT professionals, etc.
• The technical development of the initiative has also been guided by an expert committee comprising technical advisor to the Election Commission of India, and professors from IIT Bombay and IIT Delhi.

Additional Information

•  About Telangana:
  • Number of districts: 33
  • Major festivals: Kakatiya festival, Deccan festival, Bonalu, Bathukamma, Dussehra, Ugadi, Sankranthi
  • Number of Lok Sabha seats:17
  • Number of Rajya Sabha seats: 7
  • Tiger reserves: Amrabad Tiger reserve, Nagarjunasagar-Srisailam Tiger reserve, Kawal Tiger reserve

The correct answer is Chattisgarh.

Key Points

• The country's first garbage cafe has been launched here in Chhattisgarh.
• Under this, the Municipal Corporation will provide food to the poor and homeless in lieu of plastic waste.
• The cafe, situated in Ambikapur, which bagged the title of the second cleanest city in India, through the initiative, will provide impetus to Prime Minister Narendra Modi's 'plastic-free' India resolve.

The correct answer is Jharkhand.

Key Points

• Jharkhand CM Hemant Soren launched a scheme aimed at nurturing young sporting talents in Maoist-hit districts, in December 2021.
• The scheme is called Sports Action toward Harnessing Aspiration of Youth (SAHAY).
• Boys and girls in the 14-19 age group from villages to ward level will be registered under the scheme and given opportunities to display their skills in basketball, volleyball, etc.

Important Points

• In the first phase, a target of enrolling 72,000 youths has been set up by the sports department in the age group of 14 to 19 years in the Maoist-hit areas of West Singhbhum, Seraikela, Kharsawan, Khunti, Gumla, and Simdega.
• Based on the feedback of the first phase, the scheme would be rolled out in other districts of Jharkhand.
• A Skill University will also come up.

Additional Information

• Jharkhand:
  • Governor:  C. P. Radhakrishnan
  • Chief Minister: Hemant Soren 
  • Lok Sabha seats - 14.
  • Rajya Sabha seats - 6.
  • Number of Districts - 24.
  • Registered GI - Sohrai-Khovar Painting.
  • National Parks - Hazaribagh National Park, Palamau National Park and Betla National Park.

The correct answer is Ministry of Education.

Key Points

• Ministry of Education launched a campaign ‘Bhasha Certificate Selfie’ to encourage cultural diversity and promote multilingualism and foster the spirit of Ek Bharat Shreshtha Bharat.
• The initiative aims to promote the Bhasha Sangam mobile app, developed by the Ministry of Education and MyGov India.
• Bhasha Sangam mobile app was launched by the Minister of Education and Skill Development.

Additional Information​ 

• Subhas Sarkar, Minister of State for Education virtually launched Swachh Vidyalaya Puraskar (SVP) 2021 – 2022 on 12 Jan 2022.
• At the National level, 40 schools will be selected for awards under the overall category.
• Union Education and Skill Development Minister Dharmendra Pradhan launched a 100-days Reading Campaign ‘Padhe Bharat’ on Jan 01, 2022. 
• Children studying in Balvatika to grade VIII will be part of this campaign.
• ​Union Education Minister Dharmendra Pradhan inaugurated the state-of-the-art Centre for Nanotechnology and Centre for Indian Knowledge System at IIT Guwahati. 
• In India, National Education Day is celebrated on 11 November every year to commemorate the birth anniversary of Maulana Abul Kalam Azad.

Under the UDAN Scheme people travelling to tier 2 and tier 3 cities will have to pay Rs 2500 per hour. The objective of UDAN is aimed at making air travel affordable and widespread, to boost inclusive national economic development and air transport infrastructure development of all regions and states of India.

The correct answer is 2024.

• As of July 2020, the Government of India set the target of doubling farmers’ income by 2024.

Key Points

• The NDA government in the first term had set out the target to double the farmers’ income by 2022. 
• Steps were taken by the government to increase the income
  • improvement in crop productivity
  • improvement in livestock productivity
  • resource use efficiency or savings in the cost of production
  • increase in the cropping intensity
  • diversification towards high-value crops
  • improvement in real prices received by farmers
  • The shift from farm to non-farm occupations.
• Importance of Agriculture:
  • Contribution to GDP(About one-fifth)
  • Contribution to Employment: Agriculture provides livelihood to more than half of the population (about 60 percent).
  • Contribution to Trade
  • It is also an important source of raw material for a vast segment of the industry.

The correct answer is 1,000. 

In News

• The government will hand 1,000 monuments to the private sector for their upkeep under the Monument Mitra Scheme, announced by the Ministry of Culture in January 2023.

Key Points

• The Ministry of Tourism has transferred the scheme to the Ministry of Culture. 
• The government has set the target to hand over 500 sites under the revamped Monument Mitra Scheme by the end of Azadi ka Amrit Mahotsav on 15 August 2023.
• Corporate entities will take over these monuments as part of their Corporate Social Responsibility.
• Under the scheme, monument amenities will be revamped by the private sector.
• The scheme will help India in showcasing the best of its culture and tradition to all the senior dignitaries and VVIPs coming to the country from all across the world.
• The government is also preparing a digital museum, on a G20 Orchestra, on a book of poems, on exhibitions to bring the 5000 years old Indian culture in front of G20 delegates.

Additional Information

• Monument Mitra Scheme:
  • It was launched in September 2017.
  • It is a collaborative effort between the Ministry of Tourism, Ministry of Culture, Archaeological Survey of India (ASI), and State/UTs governments.
  • Agencies/Companies would become ‘Monument Mitras’ through the innovative concept of ‘Vision Bidding’.
  • These companies will revamp these monuments in terms of amenities, experience, tourism, etc.

The correct answer is 2003.

Key Points

• The Pradhan Mantri Swasthya Suraksha Yojana (PMSSY) is a national government scheme that attempts to address inequities in the availability of affordable healthcare facilities across the country.
• The scheme was first launched in the year 2003.
• The scheme was approved in March 2006.
• The first phase in the PMSSY consists of two components:

1. Setting up of six institutions in the line of AIIMS.
   • Bihar (Patna).
   • Chattisgarh (Raipur).
   • Madhya Pradesh (Bhopal).
   • Orissa (Bhubaneswar).
   • Rajasthan (Jodhpur).
   • Uttaranchal (Rishikesh) 
2. Upgradation of 13 existing Government medical college institutions.

• Ministry of Health and Family Welfare is the nodal agency of Pradhan Mantri Swasthya Suraksha Yojana.

The correct answer is National Teacher's Day.

Key Points

• On the occasion of Teachers’ Day (5 September 2022), PM Modi announced a new initiative - Pradhan Mantri Schools For Rising India (PM-SHRI) Yojana.
• Under this scheme 14,500 schools across the country are upgraded and developed.
• At least one PM Shri School will be established in every block of the country.
• The PM SHRI Schools will showcase all components of the National Education Policy 2020.

Additional Information

• Teachers' Day is celebrated on September 5th.
• The theme for National Teacher's Day 2022 is Teachers: leading in crisis, reimagining the future.
• Sarva Shiksha Abhiyan program was introduced back in 2001.
• Sarva Shiksha Abhiyan is one of the biggest projects in India for children to get a Universal Elementary Education.
• Abul Kalam Azad was Independent India's first Education Minister.