Getting an 820 on the SAT may be disheartening, particularly when compared to national averages—but it doesn't indicate that your college aspirations are dead. Numerous U.S. colleges—such as community colleges, open-enrollment schools, and a few private institutions—look beyond your test score. This guide explores what an 820 SAT score indicates, which colleges may accept it, types of financial aid, and if it is worth retaking the test.

Is 820 a Good SAT Score for the First Time?

An SAT score of 820 places you in the 16th percentile, which means you performed better than 16% of test-takers. The national average hovers around 1020–1050, so 820 is considered a low score. However, if this is your first attempt, consider it a starting point. Many students improve significantly on subsequent tries with better preparation and targeted practice.

Pro Tip: Admissions officers at community colleges and some private institutions consider more than test scores. Highlight your GPA, personal statement, extracurriculars, and recommendations to strengthen your application.

What Colleges Accept an 820 SAT Score?

While selective universities generally look for higher scores, some colleges are more flexible or holistic in their approach. Here are a few colleges that may accept students with SAT scores around 820, especially if other application elements are strong:

• Livingstone College
• Jarvis Christian University
• Miles College
• Benedict College
• Bluefield State University
• Virginia Union University
• Coppin State University
• Mississippi Valley State University
• Texas Southern University
• Philander Smith University

Many of these institutions are HBCUs or regional colleges with strong support systems and a focus on student growth rather than test performance.

How Does an 820 SAT Score Compare Nationally?

An 820 SAT score ranks in the 16th percentile, which means 84% of students scored higher. While this may feel disheartening, remember that standardized tests are only one part of your application. Colleges often consider your overall academic performance, life experiences, and personal qualities.

Should You Retake the SAT If You Scored 820?

Yes. Retaking the SAT is a smart option, especially if you:

• Are applying to colleges with average SAT scores above 950
• Didn’t prepare thoroughly the first time
• Want to boost your chances of receiving scholarships
• Believe you can improve with focused study

Pro Tip: Tools like Testbook SAT Prep offer digital practice tests, smart study planners, and personalized dashboards to help you improve quickly.

820 SAT to ACT Equivalent

An SAT of 820 is roughly equivalent to an ACT of 15–16. As with the SAT, this is below average. Nevertheless, many colleges that take an 820 SAT will also accept those with a 15 ACT, particularly if test-optional or test-flexible admissions are offered.

Scholarships Available for an 820 SAT Score

While many merit-based scholarships require higher scores (usually 1100+), other forms of financial aid remain accessible:

• Federal Aid through FAFSA
• Institutional aid from community or regional colleges
• Private scholarships based on community involvement or identity
• Local scholarships from businesses and nonprofits, often with no SAT requirement

Note: Many scholarships prioritize GPA, leadership, volunteer work, or financial need over standardized tests.

Top Colleges That May Accept an 820 SAT Score

Here are several colleges with historical SAT score ranges that include or are close to 820:

An 820 SAT score does not have to be a barrier. Many colleges care more about the entire student, not a single test score. Let the rest of your application speak for itself—good essays, recommendations, and life experiences can be equally important.

Pro Tip: If possible, retake the SAT and shoot for a better score. But even if you can't, you're not out of luck—concentrate on what you can control and send the best possible version of your application.