Scoring a 720 on the SAT can be discouraging, especially if you’re aiming for highly selective colleges. However, the journey doesn't end here. Many public and private universities across the U.S. are open to students with a 720 SAT score—particularly those with holistic admissions or open enrollment policies. This guide will walk you through what a 720 score means, colleges that may accept it, scholarship options, and whether retaking the SAT is worth your time.

Is 720 a Good SAT Score for the First Time?

A 720 SAT score is considered low and places you in approximately the 7th percentile nationwide. This means you scored higher than only 7% of all test-takers. The national SAT average usually falls between 1020 and 1050, so there’s considerable room for improvement.

However, if this was your first attempt, don't be disheartened. Many students significantly improve on their second or third tries. Plus, an increasing number of colleges are now test-optional and weigh other factors like your GPA, personal statement, and extracurriculars more heavily.

What Colleges Accept a 720 SAT Score?

While you’re unlikely to gain admission to competitive or Ivy League schools with a 720, there are still plenty of options, especially among community colleges, open-admission institutions, and historically Black colleges and universities (HBCUs) that consider more than test scores.

Genuine Colleges That May Accept a 720 SAT Score:

Note: These schools often offer holistic reviews and may provide conditional or developmental admission programs to help bridge academic gaps.

How Does a 720 SAT Score Compare Nationally?

A 720 SAT score places you in the 7th percentile, meaning:

• You scored higher than only 7% of SAT test-takers.
• The national average is roughly 1020–1050.
• This score is well below the median for most four-year colleges.

Yet, many institutions now de-emphasize test scores, placing more weight on:

• GPA and class rank
• Personal statements
• Letters of recommendation
• Extracurricular involvement

Should You Retake the SAT If You Scored 720?

Yes. You must retake the SAT as this is highly encouraged if your goal is to access a wider range of colleges or qualify for scholarships. Find out the reasons below: 

Benefits of Retaking:

• Higher admissions chances: A score closer to or above 1000 can open doors to more schools.
• Scholarship opportunities: Many merit-based scholarships require higher scores (typically 1100+).
• Super scoring policies: Some colleges use your highest section scores across multiple test dates.
• Boost in confidence: Even a 150–200 point increase can reshape your college path.

720 SAT to ACT Equivalent

A 720 SAT score roughly translates to an ACT score of 12. This is below the national ACT average of around 20–21. If the SAT doesn't suit your strengths, consider taking the ACT. You might perform better, especially if you're strong in science or time-based assessments.

Scholarships Available for a 720 SAT Score

While most merit-based scholarships target higher scores, don’t count yourself out. There are several financial aid paths available:

Alternative Funding Options:

• Need-based aid: File the FAFSA for federal grants, loans, and work-study opportunities.
• Community-based scholarships: Many local awards emphasize GPA, leadership, or service over test scores.
• Institutional aid: Colleges often offer their own need-based or achievement-based aid.
• Private organizations: Programs like the Thurgood Marshall College Fund, UNCF, and QuestBridge offer scholarships that don’t always require high SAT scores.

A 720 SAT score may not get you into highly selective universities, but it won’t close every door either. Numerous schools—especially those with test-optional or holistic policies—will evaluate your complete profile. Focus on building a well-rounded application, consider retaking the SAT for better chances, and look into schools where your strengths will shine.

✅ Action Tip:

Don’t be discouraged. Treat your 720 SAT as a launchpad. Use it to evaluate what you need to improve, prep thoroughly, and consider retaking the test to boost your chances.